Income-Based Repayment plans are one of four repayment options offered by the federal government that are calculated by how much a borrower earns

    • Asswardbackaddict@lemmy.world
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      2 days ago

      *the getting back on their feet

      I give no fucks about my debt or credit. Let’s all just stop paying back our debts to the idiot skyscraper-builders who forked their cash over.

      • anomnom@sh.itjust.works
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        2 days ago

        They still want rich write immigrants.

        And they want liberal arts grads to assemble electronics with tiny screws in Arizona. Or pick oranges in Florida.

  • Null User Object@lemmy.world
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    3 days ago

    We don’t need him to give an explanation. The reason is that he wants everyone to stop talking about how much he hung out with his best friend that trafficked underage girls for sex.

    • pivot_root@lemmy.world
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      This one comes with the added bonus of keeping potential dissenters (i.e. the educated) too busy being wage slaves to focus their energy on him.

    • Chulk@lemmy.ml
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      You know it’s not only possible but very likely that the fascist wannabe dictator is simply doing two bad things at the same time, right?

      I know plenty of people with Student loan debt who are on these assistance programs. For them, this is not a “distraction.”

  • The Velour Fog @lemmy.world
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    I’m trying to pay them back. I went to get them rehabilitated like they told me to. However the income info they had on file was from a higher paying job I was laid off from. So I sent in a letter for redetermination over 2 months ago. I haven’t heard anything, and I’m getting worried that they’re going to garnish my wages. They already clawed away my tax return this year.

  • HubertManne@piefed.social
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    3 days ago

    I still can’t believe the folks talking about not voting kamala because they are all the same and biden did not do enough.

    • tane69@lemmy.world
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      Why do all lemmy dipshits see fascists consolidating and exercising power and still get mad at literally everyone else? You’re all useful idiots for this admin

    • Thordros [he/him, comrade/them]@hexbear.net
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      3 days ago

      Unfortunately, to qualify for loan forgiveness under Harris, you’d need to be a woman of color who opens a Waffle House that operates for 3 years in a concentration camp.

      • Stovetop@lemmy.world
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        3 days ago

        Lot of accelerationist takes on Lemmy, tbh. Literally “some men just want to watch the world burn” energy because they think they’ll somehow emerge on top of the ashes.

      • ToastedRavioli@midwest.social
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        3 days ago

        Thank god Donald “clear that whole thing out” Trump won then. Surely his aspirations for Palestine as “great beachfront real estate”, placation of Netanyahu, or the distractions provided by disruption of the entire world economy havent prompted a worse situation for Palestinians than was already occurring. Rest easy knowing this would all be so much worse under Harris, if it werent for the genius actions of the anti-Kamala keyboard warriors

        • ShimmeringKoi [comrade/them]@hexbear.net
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          I understand you’re struggling to come to terms with your new historical status as a Good German, but it’s actually not the fault of the powerless people with a moral compass that the “antifascist” candidate explicitly ran on genocide, refused to stop supporting genocide, and sent the riot cops to bash our heads in for protesting against genocide. They had every ability not to, and they fucked it for themselves instead, and now their most servile little jockeys (you) are capering around insisting that things would be fine, if only all of us had agreed to throw Palestinians under the bus as eagerly and viciously as you did. You pseudoenlightened brunch freaks will make excuses for any fascist atrocity as long as it’s not an orange man doing it 1% more rudely. You will hate and blame whoever you’re told to hate and blame for your own lack of moral fortitude and strategic forethought. and have demonstrated yourselves incapable of understanding even basic solidarity, unfit for any resistance organization. Who’s going to want partisans and saboteurs who go full nazi the moment they’re told to? Nobody, that’s who. They can just hang out with their new Israeli friends and talk about their newfound interest in ethnic cleansing.

          It’s real simple dawg. Either genocide is a dealbreaker for you, or it isn’t. You chose the Hitler option, in front of god and everybody, and now you wanna run around trying to morshupls it away. Have a spine for once liberal, face the consequences of your nazi support. You’ve rotted your soul and it’s not coming back.

          • ToastedRavioli@midwest.social
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            2 days ago

            Lmfao dude get your head out of your ass. I hope tanking this entire country was worth it just so you can play pretend when it comes to your sense of ethics. Im so glad people will be starving in the street here next, while genocide in Gaza goes on unfettered, thanks to holier-than-thou dumbasses like yourself. Congratulations on everything youve accomplished

            • ShimmeringKoi [comrade/them]@hexbear.net
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              m so glad people will be starving in the street here next

              will be starving in the streets? Where have you been for years lol. You reek of “comfortable white liberal who thinks bad things just started happening.” You think people aren’t starving in the streets here? I can’t take your goofy, out of touch bullshit seriously

              just so you can play pretend when it comes to your sense of ethics

              Man, ever since the election you guys have been coming up with some wild ways to try and frame people who actually understand things like solidarity, precedent and normalization as somehow unserious and impractical, while you supported a doomed fascist war of extermination and still lost the election

              while genocide in Gaza goes on unfettered

              The genocide was unfettered from day one. See what I mean? You’re so servile and housebroken, so disturbingly ready to obey without thinking, that you’ll take any line to attack the powerless of behalf of the powerful, up to and including voting for a genocide, and still think of yourself as the good guy here. How are you different from MAGA? We know you’re cool with concentration camps, because you presumably voted Biden in 2020. Again, I’ve had this conversation many times, and every single one of them ultimately ended with the newly-minted nazi lashing out defensively when it was pointed out that they gave away their humanity, forever, in exchange for absolutely nothing.

              You got tricked into ripping your face off and becoming a grinning demon, don’t make your buyer’s remorse everyone else’s problem.

            • ShimmeringKoi [comrade/them]@hexbear.net
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              2 days ago

              Also, yes: I am holier than thou, whatever that means, by virtue of your having embraced the unholiest possible position, the crime of crimes. Anyone who hasn’t done that is holier by default.

          • Tinidril@midwest.social
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            No shit. People spent months trying to “convince” them by shaming and berating them. It’s just human nature to harden ones stance when met with that sort of onslaught. Especially when, lets face it, they had a point with Gaza. I don’t agree with them, but the people who still won’t shut up about it aren’t helping.

            Anyways, those (non)voters didn’t swing the election. It was just the usual American voter apathy because of the usual pathetic Democratic candidate. Only Biden and Harris had it in their power to do something that would have made a difference.

  • DefinitelyNotAPhone [he/him]@hexbear.net
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    3 days ago

    This was always what was going to happen when they rolled out the SAVE plans. The entire thing relies on the government never once deciding to reneg on their end of the deal, and the second they do you’re left with a fuckton of principal on the loan still with no recompense because you were assuming that regular payments would result in forgiveness decades down the line.

    This is also why the only real method for fixing the cost of college is immediate forgiveness of all federally owned loans followed by mandating cost reduction for all public universities, but then porky can’t print trillions in interest and administrative fees over the next 50 years so it was never on the table.

    • Krauerking@lemy.lol
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      Yeah, I wonder if no one remembers the bragging about how much government revenue was gonna be generated by student loan repayments when they were turned back on. It was one of the things even the DNC agreed on until everyone looked at the math.

      The whole income driven repayment plans have actually just been a cost to the US government cause no one makes enough to actually repay. Everyone is losing here while the cost is so high and the debt hangs over everyone’s head.

  • rottingleaf@lemmy.world
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    I’ve recently seen an interesting opinion (in having an unusual source) on these discussions.

    That without being certain it’s all real people and not bots they are useless.

    Except anonymity I would still like, but honestly - at least make everyone real people.

    Many solutions for that, but honestly those I like are kinda conservative. Replace the web with “automated sneakernet social media” (over Bluetooth, Wi-Fi, literal sneakernet), like Briar, but global (in Briar you have to add people to synchronize anything) with some piggybacking of data you yourself don’t need to other people. Maybe some mesh routing, but on tit-for-tat basis or something like that. To somehow balance the resources occupied to relay, because otherwise it’d be overloaded easily.