Permitted noise should be inversely proportional to vehicle size (and legally, it kinda is). Too many idiots on the road that can’t see over their own bonnet.
Also, get off reddit. Especially that shithole of a sub. It’s probably full of drongos who take 2.5 tonne utes into school dropoff zones.
A bank card is far more practical than a second phone. Even if Google Pay did work on GrapheneOS, I would not use it. It looks like a privacy nightmare.