While I like the idea of credit unions, I opened a bank account with one for my first credit card - I was traveling overseas and it was recommended to have a card for that. I put $500 in a new savings account but the card arrived too late for my trip so I kind of let it sit and never really used the card or account. Checked back a year or two later and the account lost money due to an inactivity fee. Closed my accounts instantly. Shit like that really sticks with you and I’m still hesitant to try them again.
While I like the idea of credit unions, I opened a bank account with one for my first credit card - I was traveling overseas and it was recommended to have a card for that. I put $500 in a new savings account but the card arrived too late for my trip so I kind of let it sit and never really used the card or account. Checked back a year or two later and the account lost money due to an inactivity fee. Closed my accounts instantly. Shit like that really sticks with you and I’m still hesitant to try them again.