You mean inconvenient. At this point, it’s a lot less hassle just to use sepa instant.
I want to send you money.
“Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn’t support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5€.”
vs
“5€? Sure. opens banking app what’s your iban? OK, done”
15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN.
You are trying to invent a scenario where IBAN transfers are simple, but that’s simply not true, otherwise payment methods such as wero wouldn’t even exist
You mean inconvenient. At this point, it’s a lot less hassle just to use sepa instant.
I want to send you money.
“Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn’t support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5€.”
vs
“5€? Sure. opens banking app what’s your iban? OK, done”
Having to use a 34 character number does not seem better though
15 for a phone number, so only twice as bad.
And then not, as Iban has a checksum so you’ll directly see errors, as opposed to a phone which will just reach the wrong person
15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN.
You are trying to invent a scenario where IBAN transfers are simple, but that’s simply not true, otherwise payment methods such as wero wouldn’t even exist
Germany. There are older numbers that are only 14 digits, bit that’s about it, for mobile.
And to be fair, wero doesn’t really exist :D