Health care sharing ministries advertise reimbursements for members’ medical bills. But they are largely unregulated, and most have restrictions on maternity coverage.
At one point it appeared cheaper than conventional insurance; dome people might have been chasing that instead of religious kookery.
When I worked for a firm too small to offer insurance, and there was still a mandate with teeth, a broker I visited suggested it because it was ~$250 per month compared with 400 for real insurance.
When I had my first full time job it didn’t come with benefits so I seriously considered one of these programs. In the end it seemed like it was just as risky as avoiding hospitals and going into medical debt when absolutely necessary.
At one point it appeared cheaper than conventional insurance; dome people might have been chasing that instead of religious kookery.
When I worked for a firm too small to offer insurance, and there was still a mandate with teeth, a broker I visited suggested it because it was ~$250 per month compared with 400 for real insurance.
When I had my first full time job it didn’t come with benefits so I seriously considered one of these programs. In the end it seemed like it was just as risky as avoiding hospitals and going into medical debt when absolutely necessary.