• oats@piefed.zip
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    3 days ago

    I have four accounts that support wero. For each, its baked into the banking app. Each is totally different. While one can even generate qr codes for payment, the other only supports phone numbers from my address book, cant even input a number.

    Oh, and it leaks my Iban if I actually pay with it.

    • Scrollone@feddit.it
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      2 days ago

      Yeah I think the biggest problem of Wero is that you need to use your bank app.

      Bank apps are usually bloated and shitty, and each one works differently. Just give us a basic and standard Wero app.

      • Calavera@lemmy.zip
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        7 hours ago

        That’s bad. In Portugal we have a “local wero” and you can choose to use the standalone app(which is much faster) or the bank app.

      • oats@piefed.zip
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        2 days ago

        There even is an official wero app, but you cannot use it when your bank offers wero in theirs.

        In my opinion the whole thing with wero being tied to your checking account is stupid. Most people have one. And dont want to give out the account data to their primary salary to everyone.

    • 🝫@mastodon.green
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      2 days ago

      @oats “it leaks my Iban if I actually pay with it”

      What did you expect? Simply put, wero is just a convenient way to make a SEPA Instant Credit Transfer. Of course, the bank details will appear in the transaction history afterward. 🤷

      • oats@piefed.zip
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        2 days ago

        You mean inconvenient. At this point, it’s a lot less hassle just to use sepa instant.

        I want to send you money.

        “Hey, does your bank support wero? Great. I need your phone number. No, my bank doesn’t support sending to emails. OK, I saved it to my contacts, I can now open my bank app and send you your 5€.”

        vs

        “5€? Sure. opens banking app what’s your iban? OK, done”

          • oats@piefed.zip
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            7 hours ago

            15 for a phone number, so only twice as bad.

            And then not, as Iban has a checksum so you’ll directly see errors, as opposed to a phone which will just reach the wrong person

            • Calavera@lemmy.zip
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              1 hour ago

              15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN.

              You are trying to invent a scenario where IBAN transfers are simple, but that’s simply not true, otherwise payment methods such as wero wouldn’t even exist